Top CDs boast APYs up to 4.50% -- and your returns will never drop, even when the economy is precarious. Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal ...

Looking for the best certificate of deposit (CD) rates today? As of Nov. 14, 2025, Daniels-Sheridan Federal Credit Union is offering the best rate at 5.11% annual percentage yield (APY) for a 12-month ...

Rates on three-month CDs have increased from a week ago. The national average rate was 1.31% as of August 13, 2024, the latest data available, up one basis point from the previous week and up one ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. That noted, long-term CDs will only be advantageous if savers approach ...

Rates on three-month CDs have remained the same from a week ago. The national average rate was 1.32% as of October 11, 2024, the latest data available, the same as the previous week and down one basis ...

CD shoppers had a great run the past two years, but that window is closing. As of October 2025, the Fed has already trimmed rates and most analysts expect more cuts before year-end and into 2026.

The Federal Reserve just cut the target federal funds rate by 0.25 percentage points. So what does that mean for CD investors? CD rates haven't fallen yet, but they're likely to drop very soon. And ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...