Just over 14% of consumers have a poor credit score, defined as below 580, according to Experian data from 2025. A low credit ...
New car loans had an average interest rate of 6.37%, while used car loan rates averaged nearly just under 11.26% in the ...
You can get a car loan with a low credit score, but the best rates are reserved for borrowers with high scores Written By Written by Staff Loans Writer, Buy Side Emily Sherman is a staff loans writer ...
Auto refinance rates start below 5% for borrowers with excellent credit, but others might still find competitive rates ...
The FICO Score Credit Insights report — a new analysis offering a detailed look at how consumer credit behaviors are evolving across the United States — contained some notable trends about auto ...
There is no universal minimum credit score requirement, but a higher score will get you a better rate Written By Written by Staff Loans Writer, Buy Side Emily Sherman is a staff loans writer for Buy ...
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Average Car Loan Interest Rates by Credit Score
Average car loan interest rates range from 5.27% to 21.58%, based on factors such as your credit score, type of car and whether you’re buying a new or used car. In September 2025, the average car loan ...
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